Do Not Change Jobs
Changing jobs before or during the loan process can create problems in qualifying for a loan. If the new job is in a different line of work or pays lower, it may influence the outcome of your approval.

Do Not Switch Banks or Move Money Around
It is best to leave your money right where it is until your loan is closed. Moving your money to a new bank or even to a new account can make it difficult to the verification process.

Do Not Pay Off Random Bills
Your Loan Officer will advise you as to whether it is necessary to pay off bills in order to qualify. They will also show you the best way to pay off the bills, and to make sure there is evidence to prove that the bills have been paid in full.

Do Not Make Major Purchases
Many borrowers make the mistake of buying a new car, furniture or other major purchases without realizing the impact it can have on their ability to qualify. Contact your Loan Officer if you feel a major purchase needs to be made prior to the closing of your property.

Buyer's Guide
A step by step guide of
what is involved in buying a home.

Buyer's Criteria
Why Should I Use an Agent?
Buyer Cost Breakdown
Items Needed at Loan Application
Loan Application
Increase Your Purchasing Power
Obtaining the Down Payment
What to Avoid
Types of Loans
Mortgage Glossary of Terms
Services I Will Provide

Moving Guide
Packing Tips